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Frequently Asked Questions

Below are some of our frequently asked questions. If you have any other questions or concerns, please feel free to contact us.

  1. How can the Family Insurance website help me?
  2. Do I have "Full" Coverage on my auto policy?
  3. Can I get a quote for my current policy?
  4. How can I lower my insurance premium?
  5. If I am currently insured with a certain company for several years, why should I be interested in an Independent Agent?
How can the Family Insurance website help me?
This website is a unique way to communicate with our office. You can make payments or simply request a verification card for your vehicle.

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Do I have "Full" Coverage on my auto policy?
Here at Family Insurance, we try not to use the term "Full Coverage". It is our belief that a client is never fully covered, as there are so many added coverages available and each policy is different. The typical client does not need or want coverages such as tape coverage for cassette tapes in your vehicle, or additional coverage for an after market upgrade. Most of the public consider "full coverage" as comprehensive and collision to satisfy leinholder requirements.

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Can I get a quote for my current policy?
Sure! There are quote forms for your auto, home, health, business, renters or recreational vehicle policies. You simply fill out the form and submit it. Our office will then contact you to discuss the rates.

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How can I lower my insurance premium?
There are several ways to help save you dollars on your policies. We can start by making sure that all eligible discounts have been applied.  We can also look at decreasing coverage, but we strongly recommend that you discuss this option with your agent. 

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If I am currently insured with a certain company for several years, why should I be interested in an Independent Agent?
By considering an Independent Agent, you are able to make ONE phone call to shop several different markets. If you have been with one company for several years, then you will be quite surprised to see what is available in todays market.

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